Google's Android Pay is what Google Wallet should have been

android pay 3
Credit: Mark Hachman

Move over, Google Wallet. Watch out, Apple Pay. Google said Thursday at its Google I/O conference that it is launching a successor to Google Wallet, called Android Pay, for Android phones running KitKat and above. 

Android Pay will work with AT&T, Verizon, and T-Mobile, though not Sprint, apparently. The service will work with Android 4.4 KitKat on up, including the new Android M, and will launch about the same time Android M does, executives said.

Android Pay will be simple and secure, promised Dave Burke, the vice president of engineering for Android at Google. All you’ll need to do is unlock your phone, place it near the NFC terminal at over 700,000 stores in the U.S., and that’s it. Supported stores will include Macy’s, Bloomingdales, McDonalds, Subway, and more. And you can use it to purchase physical items from online stores, too, via sites and apps like GrubHub, Orbitz, NewEgg, Uber, and more.

android pay partners

Google creates a virtual card for your transaction, so that your card won’t be shared with the store itself—similar to how Apple Pay’s secure tokens perform. Google’s partners include Visa, Mastercard, Discover, and American Express. You’ll be able to set up Android Pay through the banks’ own apps, or through Google itself.

Android Pay will also use your fingerprint to unlock the phone with Android M—again, like Apple Pay. Doing so will send a secure communication from then phone to the NFC terminal. You’ll then receive a notification on your phone that the transaction has gone through. And that’s it.

“We’re at the start of an exciting journey. We feel that the same partner model that fueled Android’s growth seven years ago to more than a billion users will enable Android Pay to be successful, too,” Burke said

This story, "Google's Android Pay is what Google Wallet should have been" was originally published by Greenbot.